Bhabishyat Credit Card Scheme 2026
CURRENT APPLICATION STATUS:
🟢 Active Information Guide
Active Scheme Information Guide
Department: Department of Micro, Small & Medium Enterprises and Textiles (MSME&T), Government of West Bengal
Last Verified: 27 August 2026
Official Source: https://wb.gov.in ↗
Eligible applicants will get up to 5,00,000 collateral-free Loan at 4% interest annually for a maximum of 5 years.
Eligibility Criteria & Conditions
* Residency:The applicant must be a resident of West Bengal for at least 10 years.
* Citizenship : Must be a citizen of India.
* Age Limit : Must be between 18 to 55 years of age.
* Family Limit : One member of a family.
* Income Limit : There is no income limit for applying this scheme.
* Employment : Employees of Central and state government and workers in government undertaking are not eligible.
* Loan Record : The applicant must not be a loan defaulter with any bank or financial institution.
Required Documents & Verification
1. Identity Proof
2. Residential Proof (Resident of West Bengal for minimum 10 years)
3. Age Proof
4. Project Proof
5. Passport - sized photograph
6. Active Bank Account Details
Frequently Asked Questions (FAQs)
What is the current status of Bhabishyat Credit Card Scheme 2026?
Active Scheme Information Guide
Disclaimer: BanglaSathi is an independent citizen information platform that helps users discover information about government schemes and citizen services. We are not affiliated with, endorsed by, or representing any government department. Official government services are available at wb.gov.in.